Bank Asia Home Loan

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bank summary

Bank Asia is one of the largest private banks in Bangladesh. With nearly 130 branches in the country, Bank Asia is intent on creating the best environment for your real estate investment and provides the utmost in banking facilities such as Lockers, Term Loans for various purposes, and Consumer Finance.

interest rates


eligibility criteria

- Minimum Age 25 years and maximum age is 65 years

- Minimum salary of BDT 25,000 for government job holders

- Minimum salary of BDT 40,000 for salaried individuals

- Minimum salary of BDT 40,000 for landlords

- Minimum salary of BDT 50,000 for businesspersons


- Financing facility up to 85% of purchase price

- Loan tenure: Up to 25 years

- Loan processing fee: 1.5% through Bproperty

- Partial & full settlement facilities are available

fee structure

- Penal interest of up to 2% above lending rate

- Early settlement fee of 1% on settled amount + VAT

documents required

- Copy of NID

- Copy of Passport

- Copy of Latest TIN certificate

- Copy of Utility Bill of current address

- Property Ownership Document

For Salaried Individual:

- Letter of Introduction

- Salary Certificate/Pay Slip

- Bio Data/ CV

- 12 months Bank Statement

For Business person:

- Trade Licence

- Individual income tax returns statements for last 3 years

- 12 months bank statement

- A note denoting your type of business

- 12 months Bank Statement

Other Income Sources:

- Copy of ownership document of rental properties

- Copy of Savings instrument

- Other proof of income

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