DBH Home Loan

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bank summary

Delta Brac Housing Finance Corporation Ltd. (DBH) is one of the biggest and pioneer housing finance institutions in the private sector of Bangladesh. The bank started its operation back in 1996 and recorded remarkable growth in terms of creating home ownership in Dhaka and is running on 15 years of AAA credit rating.

interest rates

9%

eligibility criteria

- Minumum 25 years to maximum 65 years of age

- Monthly income of BDT 35,000 gross

- Only one guarantor is required

- Work experience of 2 years for salaried individuals

- Business experience of 3 years for businessmen

features

- Loan Amount: 70% of Purchase Price / 80% of the Construction

- Loan tenure: 1 year to 25 years

- Loan processing fee: 0.50% through Bproperty

- No hidden charges

- Partial & full settlement facilities are available

fee structure

- Documentation fees of up To 0.50% Of The Loan Amount or BDT 200000 (whichever is lower)

- 2% Early Settlement Fee

documents required

-Two copies photograph (applicant and each of the co-applicants)

- National ID/ Valid Passport/ Valid Trade License/ Birth Registration certificate copies (applicant and each of - the co-applicants)

- ETIN certificate and latest tax certificate/tax acknowledgment receipt copy.

- CV or BioData


For Salaried Individuals:

- Self declaration of income/ Income certificates from institutions in applicable cases

- Latest 12-month bank statement


For Self-employed:

- Trade License of the business.

- Copies of individual income-tax returns and assessment orders for the last three years along with the statement of income

- Profit and Loss Account and Balance Sheet of business for last three years.

- A note giving information on the nature of business/profession, form of organization, clients, suppliers etc.

- Bank statements for last 12 months.

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