EBL Home Loan

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bank summary

Eastern Bank Limited (EBL) is a private commercial bank in Bangladesh inaugurated in 1992 and has since grown vastly. EBL highly values relationship banking and strives to further develop concepts like retail banking and banking personalization.

interest rates


eligibility criteria

- Minimum age of 25 years and maximum age of 65 years

- Minimum salary of BDT 30,000 for salaried executives

- Minimum salary of BDT 40,000 for professionals

- Minimum salary of BDT 50,000 for businesspersons and landlords

- Minimum work experience of 2 years and six months at current employers for salaried executives

- Minimum 3 years of experience for professionals

- 3 years of involvement in business for businesspersons


- Loan Amount: BDT 5 lac to BDT 2.00 crore

- Loan tenure: 1 year to 25 years

- Loan processing fee: 0.50% through Bproperty

- No hidden charges

- Property or life insurance is not mandatory

- Partial & full settlement facilities are available

fee structure

- 2% Early Settlement Fee

documents required

-Two copies photograph (applicant and each of the co-applicants)

- National ID/ Valid Passport/ Valid Trade License/ Birth Registration certificate copies (applicant and each of - the co-applicants)

- ETIN certificate and latest tax certificate/tax acknowledgment receipt copy.

- Bank Statement for last 12 months

- CV or BioData

For Salaried Executive:

- Letter of Introduction

- Offer letter and release letters from employers

- Payslip for 3 months

For Professionals:

- Degree certificate/ Certifiaction of membership from professional body

- Declaration of income from practice

For Businesspersons:

- Trade License

- Certificate of incorporation (for Limited companies)

- Memorandum of article association (for Limited companies)

- Parternship deed (for partnerships)

- Bank Statement of company for last 12 months

For Landlord:

- Title deed of rented property

- Valid rental deed

- Utility bill copy of rented property

- Property documents

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