IPDC Finance Limited Home Loan

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bank summary

IPDC Finance is the first private financial institution in Bangladesh. Established in 1981, IPDC Finance counts prestigious organizations such as BRAC, the Government of Bangladesh, and numerous other local and foreign institutions as its investors. The reputation of IPDC as a Non-Banking Financial Institution (NBFI) in Bangladesh is unparalleled, making it a great choice for financing solutions.

interest rates


eligibility criteria

- Minimum Age 25 years and maximum age is 65 years

- Minimum salary of BDT 25,000 for government job holders

- Minimum salary of BDT 40,000 for salaried individuals

- Minimum income of BDT 40,000 for landlords

- Minimum income of BDT 50,000 for businesspersons


- Financing facility up to 85% of purchase price

- Loan tenure: Up to 25 years

- Loan processing fee: 1.5% through Bproperty

- Partial & full settlement facilities are available

fee structure

- Penal interest of up to 2% above lending rate

- Early settlement fee of 1% on settled amount + VAT

documents required

- Copy of NID

- Copy of Passport

- Copy of Latest TIN certificate

- Copy of Utility Bill of current address

- Property Ownership Document

For Salaried Individual:

- Letter of Introduction

- Salary Certificate/Pay Slip

- Bio Data/ CV

- 12 months Bank Statement

For Business person:

- Trade Licence

- Individual income tax returns statements for last 3 years

- 12 months bank statement

- A note denoting your type of business

Other Income Sources:

- Copy of ownership document of rental properties

- Copy of Savings instrument

- Other proof of income

Contact Us

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