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Standard Chartered Bank Home Loan

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bank summary

Standard Chartered Bank is one of the world’s largest banks, with over 1200 branches in 70 different countries. Its first branch in Bangladesh was opened in 1948 and the bank continues to provide excellent service today across various banking segments. Their commitment to consumers with facilities like Home, Personal, and Auto Loans is unparalleled.

interest rates

Onboarding Rate for all disbursements (New and Top Up) from April 01, 2023
Loan Types Regular Conventional Home Loan & Saadiq Home Finance Onboarding Rate For all disbursements (New and Top Up)
Takeover All Segment of Clients 7.50%
Home Loan EB / Doctor / Other Bank Salaried / Qualified Priority Client / Businessman 8.50%
Land Lord / Self Employed (Excluding Doctor) / Non-Account Payee Salaried 8.5%
Home Credit EB / Doctor / Other Bank Salaried / Qualified Priority Client 7.99%
Businessman / Land Lord / Self Employed (Excluding Doctor) / Non-Account Payee Salaried 8.5%
RAJUK Loan All Segment of Clients 7.99%
Government Staff Mortgage Loan Eligible Government Staffs 9%

eligibility criteria

- Minimum age at the time of loan application is 25 for Primary Borrower, 22 for Co-Borrower and 18 for Co-Applicant

- Maxiumum age at the end of the loan tenure is 70 or retirement age (whichever is earlier)

- Minimum income is BDT 78,000 gross per month of salaried individuals and BDT 70,000 for others

- Experience of 3 Years for Salaried Persons and Trade

features

- Bproperty clients eligible for tactical campaigns

- Loan amount up to BDT 2 core or upto 70% of property value

- Loan tenure up to 10 years for business owners and 25 years for others

- Swift valuation and legal document validation

- Priority banking facility for clients having more than 70 lac loan outstanding

- Cash Back opportunity (When applicable)

- MortgageOne, savings on interest expense

- Saadiq Home Finance, Islamic Shariah based home financing

fee structure

- Loan processing fee no more than BDT 20,000

- Early settlement fee: 0.50% of remaining loan outstanding balance for Bproperty clients

- No hidden charges

documents required

Mandatory documents for all clients

- National ID Card.

- Passport size photograph.

- e-TIN Certificate.

Income documents for salaried clients

- Original Letter of Introduction (salary certificate).

- Latest 6 months’ bank statement with salary reflections.

Documents for Businessman / Self-employed clients

- Updated Trade License with proof of last 3 years business experience.

- Partnership Deed /RJF certified with Form 1.

- RJSC certificate of incorporation, MOA / AOA, Form X / XII / 117 (as applicable).

- Business supporting documents like work orders.

&nbps * Bank may ask for additional supporting documents if deemed necessary.

Contact Us

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