Before buying any property, it is very important that you take all possible measures to vet the property, otherwise, there is a chance of falling victim to forgery. And broker’s words of mouth are not something that you should believe without any investigation. So when buying a house, plot, or flat, do not be tempted by anyone and rush to buy the property. Since you want to build a permanent address with your savings, you need to make sure that the property is clean and that all the property vetting documents are in order. And this is where the legal vetting or verification of legal documents is required.
OWNERSHIP DEED
This document says that you have registered the property and taken ownership of it. Be it purchased or gifted, one has to sign the Title Deed to register the property to be able to claim the ownership of it. You can check the genuineness of this document from the relevant sub-registry office. And by authenticating this document you will know the actual ownership of the property. However, this is not applicable to you if you inherit the property. Check the Title Deed or Partition Deed (Bonton Nama) of the previous owner for that matter. And this is one of the most important property vetting documents that beares the foremost importance.
ALL BIA DEEDS
Bia Deeds are the title deeds of the property of the previous owners. Bia Deeds basically establish a chain of ownership that plays a pivotal role when you purchase a property. And you continue that by establishing your claim over the property.
KHATIYAN
Khatiyan (Record of Rights), Sottolipi, or Porcha is a document for identifying land. The purpose of this document is to ascertain the ownership, possession, and assess Land Development Tax. in other words, you don’t want to lose this property vetting document.
But how does this work? – Every sub-district of a district is divided into small plots otherwise known as Mouza. And when there is a need to divide that Mouza into further plots, a Khatiyan is prepared. This Khatiyan then determines the land type, portion of an owner, easement right, amount of Land Development Tax payable, mode of paying tax, etc.
There are several types of Khatiyans including –
- C.S. (Cadastral Survey)
- S.A. (State Acquisition Survey)
- P.S. (Pakistan Survey)
- R.S. (Revisional Survey)
- B.S. (Bangladesh Survey)
- Dhaka City Jorip
- Diara Jorip, etc.
Which of these aforementioned Khatiyans is/are applicable for you is dependent entirely on the location of the territory where the property is located.
MUTATION KHATIYAN
Mutation Khatiyan is one of the most important property vetting documents. This is a special kind of Khatiyan also known as “Namjari”. This is really important for two different reasons. Number one, Khatiyan is always prepared through a survey but as it turns out, it doesn’t always happen. And if the property is transferred or inherited in-between two surveys then it is mandatory that you mutate and replace the current owner’s name with the old owner in the Khatiyan. Number two, it is necessary for a holding to be created to pay the land tax (Khajna).
There should be three different documents of this mutation that you should validate from the AC land office.
> Mutation proposal letter (Namjari Jomavag prostabpotro)
> Duplicate Carbon Rashid (DCR)
> Mutation Khatiyan
Without these documents, no one can transfer the ownership to another party.
In addition to these important documents when verifying legal documents, you as a conscious buyer must check NOC (No Object Certificate), NEC (No Encouragement Certificate). Also, check the land rent receipt and updated rent receipt. Because according to the rules, one must pay an annual rent for each land in Bangladesh. It is not possible to pay this rent if there is any problem with the property. So to make sure that the land is completely out of issues, it needs to be properly vetted.
The process of validating the authenticity of a property’s ownership is an arduous task in our country. That is why an expert’s opinion, advice, or help is essential in checking all the documents and validating their authenticity. With Bproperty on your side, you don’t have to worry about any of these. Be you a buyer or a seller, Bproperty legal solutions will manage and deal with the property transaction for you so that you don’t have to go through all the hassle.
